Financing Options for HHM Projects
Carolina project planning
Understand possible funding paths before choosing one.
Availability, approval, rates, terms, and funding are not guaranteed by HHM.
This page provides general project-planning education. HHM is not a lender and does not make credit decisions.
Common paths homeowners may investigate
Construction financing
Construction-to-permanent and other construction loans may use draws, inspections, budgets, plans, and builder documentation.
Renovation financing
Some lenders offer renovation-specific products. Requirements may depend on the property, scope, contractor documentation, and borrower eligibility.
Home equity
Home-equity loans or lines of credit use the home as collateral and should be compared carefully with unsecured alternatives.
Third-party project financing
Approved providers may offer payment-over-time options for eligible projects or products. Approval, rates, terms, and availability vary.
Questions to ask any financing provider
- What is the APR, total repayment amount, term, and payment schedule?
- Are there origination, dealer, closing, appraisal, draw, or prepayment fees?
- Is the rate fixed or variable, and is the home used as collateral?
- How are project changes, cancellations, refunds, delays, and incomplete work handled?
- When is the contractor paid, and what documents or inspections are required?
Current project-financing channel
Foundation Finance
HHM currently works with Foundation Finance for financing that may be available for eligible home-improvement projects. HHM is not a lender and does not make credit decisions. Financing is subject to the provider’s application, approval, program availability, disclosures, rates, terms, and project eligibility.
Secure third-party application
Continue directly to Foundation Finance
Financing is provided by Foundation Finance, not HHM Custom Homes. HHM is not a lender and does not make credit decisions. Applications, rates, terms, eligibility, approval, and funding are determined by the financing provider. Applying does not guarantee approval, a particular rate, or HHM project acceptance.
When you continue, you will provide information directly to Foundation Finance under its privacy policy and terms. Do not send Social Security numbers, income, bank information, or other credit-application data to HHM or through the HHM project-interest form.
Continue to Foundation Finance applicationThe secure application opens on Foundation Finance’s website. Its security policy does not permit the application to be embedded on HHM’s website.
Checkout payment planning
Eligible checkout payment options
For an approved product, deposit, or installed package, HHM’s checkout may display card, bank, wallet, or installment options that the payment provider determines are eligible for that customer and transaction. Eligible installment providers may include Affirm, Klarna, Afterpay, or Zip. Availability, limits, rates, terms, and approval vary and are determined by the provider; HHM does not guarantee that any named option will appear.
Express financing interest
Need financing guidance for a project?
Tell HHM about your project. We can contact you about project planning and explain the third-party paths that may be appropriate for the proposed scope.
Do not submit a Social Security number, date of birth, income, bank information, card information, credit report, or financial documents through this form.
Turn the range into a real scope
Send your project details to HHM
Use the planning range to choose the closest budget range in the existing HHM project form. HHM must review the property, scope, selections, delivery, and trade requirements before providing any proposal.
Use the HHM form for project details and scheduling. Please keep highly sensitive information out of this first request. Privacy · Terms
How HHM organizes the project
The project address and requested work let HHM organize the responsible permitting path, required trades, site review, products, scheduling, and project team for the exact scope.
Open the HHM project-request form in a new page
Choose a site visit or Google Meet. HHM carries the saved project purpose and address into scheduling.
If the form is unavailable, email group@hhmcustomhome.com with a non-sensitive summary and your preferred response method.
Submitting this form requests contact about the project only. It does not authorize a credit check and does not guarantee financing, pricing, or project acceptance. Read the Privacy Policy and Terms of Use. Last compliance review: August 3, 2026.